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September 1, 2022
When business volumes are booming, every founder sooner or later faces the question of whether it makes sense to hire additional employees. After all, customer needs need to be met.
This presents new challenges, especially for founders or business owners who have just taken over a company. As welcome as a healthy order book may be, these orders still need to be processed – ideally without compromising quality and service . Often, the only solution is to hire more staff! But hiring new employees requires careful planning , as it increases both financial expenses and organizational effort.
Volker Müller , Head of Contributions at IKK classic, explains what needs to be considered when registering new employees : "New employees subject to compulsory insurance must be registered with the social security institutions via an automated notification process after their employment begins . This is done by notifying the health insurance fund responsible for your employees. New employees can become members of a new fund immediately. There are no waiting periods with the previous health insurance fund. It is important that the employee contacts the new fund as soon as possible. The new health insurance fund informs the previous fund of the change. Employers also pay the total insurance contribution to the responsible health insurance fund, which then forwards it accordingly. The Minijob Center is responsible for marginally employed individuals."
Various factors are used in the ongoing payroll calculation . For example, a uniform contribution rate applies to all statutory health insurance funds . This rate is set annually by the federal government and amounted to 14,6 percent in 2022. Employers and employees each pay half – that is, 7,3 percent. Most health insurance funds also levy an individual supplementary contribution , which is likewise financed equally. This means that employers and employees also pay this supplementary contribution in equal shares.
When choosing a health insurance provider, a price comparison is therefore important , but so is a comparison of benefits , service quality , and familiarity with the specific professional group. As the health insurance provider for tradespeople, IKK classic not only offers attractive rates but also understands the needs of the various trades: "We know where our customers' problems lie and tailor our benefits and services accordingly," emphasizes Volker Müller. "We are always there for you regarding health promotion , prevention , and social security law . This applies to personal consultations as well as to our comprehensive online services."
Operations management
Operations management
Operations management
Employers can find everything they need at ikk-classic.de/fk : from an overview of current calculation parameters to practical online calculators that allow you to quickly and easily determine payroll taxes that you need to consider when calculating salaries ( salary planner , tax bracket selection , deadlines , sliding scale , garnishment and contribution calculators ).
At ikk-classic.de/seminare, IKK classic offers entrepreneurs in the skilled trades a wide range of online seminars to keep them up to date on topics such as social security , workplace health , and management in the skilled trades .
Is a sick note via SMS valid ? How do I handle work restrictions , and what exactly does " risk assessment " mean? For a quick overview, business owners can find answers to many relevant questions for everyday business in the IKK YouTube series " Knowledge for Doers ": youtube.com/ikkclassic
Once all the organizational groundwork is laid, it's time to get to work. However, one topic that often gets overlooked – especially at the beginning of a career – is health. But as a manager, it's crucial to keep an eye on the health of your employees , as well as your own . A healthy team is a key economic factor for the company's success. Sustainable workplace health management (WHM) unlocks and preserves valuable resources for the company and contributes to the employability of increasingly scarce skilled workers.
Quote: "We know where our trade customers' problems lie, and we tailor our services and offerings accordingly." Volker Müller , Head of Contributions Department at IKK classic
Here too, IKK classic is the right contact. As the health insurance provider for skilled trades, IKK classic has many years of expertise in supporting craft businesses , especially small and medium-sized enterprises , and offers practical support. Whether seminars, online seminars, health days, or customized workplace health management – our health managers will work with you to find a solution perfectly suited to your needs. Our digital support services are also constantly being expanded. And by the way: your commitment to promoting the health of your employees is also financially rewarded. IKK classic supports the implementation of a quality-assured and long-term workplace health management program with a bonus.
More information at: ikk-classic.de/bgm
✓ My first employee: As an employer, you are obligated to provide employees with a written contract containing all essential contractual terms and conditions no later than one month after the start of the employment relationship. To ensure a good start, it is important to hand over the contract well in advance of starting work. This is especially true for fixed-term contracts, as a fixed-term contract can only be set before the actual start of employment.
✓ Contents of the employment contract: The contract should include the names and addresses of the contracting parties, the place of work, and a brief description of the duties. It should also specify the start date of the employment relationship, the working hours, and the length of annual leave. The amount and composition of remuneration, payment dates, and information on notice periods must also be stated in the employment contract.
✓ Request your company number: When you hire employees, you must register your company with the Federal Employment Agency. You will then be assigned a company number, which you will need to register your employees with social security.
✓ Register social security contributions: Furthermore, you are required to register your new employees with the social insurance providers (health, long-term care, pension, and unemployment insurance). This is done by reporting to the health insurance funds responsible for your employees. The total social security contribution must also be paid to them, and will be forwarded accordingly. The Minijob Center is responsible for marginally employed persons.
✓ Please note the registration deadlines: Important: Social security contributions begin on your new employee's first day of work. Please register them immediately so that your employee can be provided with a health insurance card and other documents promptly. Registration should generally be completed with the first payroll, but no later than six weeks after the start of employment.
New employees subject to compulsory insurance You must register with the social security authorities in an automated registration procedure after starting employment.
New employees can Become a member of a new health insurance provider immediately. There are no commitment periods with your current insurance provider.
On the website IKK classic provides employers with step-by-step information on who is subject to compulsory insurance and what tasks the company must fulfill: ikk-classic.de/sozialversicherung
DHB is now also available digitally! Simply click here and register for the digital DHB!
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