Healthy team - successful business

Starting your own business starts with an idea and a lot of personal commitment. To successfully implement the plan, support is often necessary.

This article is part of the special feature GründerNavi – for founders and young companies

Hiring new employees requires careful planning, as it increases both financial expenses and organizational effort. Volker Müller, Head of Contributions/System Audit at IKK classic , explains what needs to be considered when registering new employees : "New employees subject to compulsory insurance must be registered with the social security institutions within six weeks of their employment start date using an automated reporting process. This is done by notifying the health insurance fund responsible for your employees. Timely notification prevents potential back payments, which can significantly deplete the financial resources of a young company. You also pay the total insurance contribution to the responsible health insurance fund, which then forwards it accordingly. The Minijob Center is responsible for marginally employed individuals."

Health insurance – partner for corporate customers

Various calculation parameters apply to ongoing payroll calculations. For example, a uniform contribution rate applies to all statutory health insurance funds. It is set annually by the federal government and was 14,6 percent in 2019. Employers and employees each contribute half – 7,3 percent. Most funds also charge an individual additional contribution, which has also been financed on a parity basis since January 2019 through the Statutory Health Insurance Insured Relief Act. This means that employers and employees also pay this contribution equally.

When choosing a health insurance provider, it's therefore important to compare prices, benefits, service quality, and familiarity with the respective professional group. As a health insurance provider for the skilled trades, IKK classic not only offers attractive terms but also understands the needs of the various trades: "We know where our customers' needs lie and tailor our services and support accordingly," emphasizes Volker Müller. "As competent contacts for health protection and social security law, we are always at your side. This applies to personal consultations – also on-site at your company – as well as to comprehensive online services."

At www.ikk-classic.de/fk employers can find everything important: Whether an overview of current calculation parameters or practical online calculators with which you can quickly and easily determine payroll-related costs that you have to take into account when calculating salaries (salary planner, tax class selection, deadlines, sliding scale, garnishment and contribution calculators).

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Once all the organizational steps have been taken, it's time to get to work. There's one thing you don't think about as much, especially at the beginning of your career: your health. But as a manager, it's especially important to keep an eye on your own health and that of your employees. A healthy team is a crucial economic factor for the success of your business. Sustainable corporate health management (CHM) unlocks and preserves valuable resources for companies – such as the expertise of increasingly scarce skilled workers. Current debates about the compatibility of children and career, how to deal with relatives in need of care, or the rapid increase in stress-related diagnoses when employees are on sick leave demonstrate how deeply health issues permeate business life. Health management already plays a mediating role between operational requirements and the everyday demands of employees. Employers who understand this connection and develop it in practice secure a sustainable competitive advantage for their company.

Here, too, IKK classic is the right contact for small and medium-sized businesses in the skilled trades and offers practical support as a healthcare partner. Whether seminars, webinars, health days, or customized corporate health management – ​​our healthcare managers will work with you to find a solution tailored to your needs.

By the way: Your commitment to promoting the health of your employees will also be financially rewarded. IKK classic supports the implementation of a quality-assured and long-term workplace health management program with a bonus. More information at: www.ikk-classic.de/bgm.